Low APR Credit Cards
 
   Low APR Credit Cards, the best offers online
 
 
Finding the best credit card offers for your needs is now easier than ever. Browse credit card application online offers with instant credit card approval for low APR credit cards. With our comparison charts you can find the most suitable card for you. Begin your search online from this site.

If you don't find the solution for your specific needs, we provide links to many other credible sources of information.

If you are like the vast majority of the population and you usually carry a substantial balance forward each month, then the interest rate you pay has to be your main consideration when you are looking for a new card.

A low interest credit card has either a low APR or a low introductory APR. Some interest rates are even as low as 0%. A low interest credit card can be a good choice for the individual who tends to either leave an outstanding balance on their credit card or tends to pay their bills late. A low interest credit card can help save you money by reducing your interest and finance charges.

Following is a list of Low APR Credit Cards. Information is displayed as provoided by their issuers. Make sure you read our terms and conditions before applying for a credit card!  

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   Chase Platinum Visa® Card APR


Chase Platinum Visa Card


0% Introductory APR for up to 12 months on all purchases and balance transfers*
No Annual Fee
Interest-free grace period when you pay your bill in full each month
Get great Platinum privileges
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0%
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   Discover® More(SM) Card APR


Discover More(SM) Card


0% Intro APR*
More ways to earn more cash - than anyone else.SM*
5% Cashback BonusŪ in categories like travel, home, gas, restaurants, movies and more
5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus on all other purchases automatically
Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners
Complete fraud protection for your peace of mind
$0 fraud liability guarantee
Advanced fraud early warning alerts
Fraud specialists dedicated to helping you 24/7
Customer service that puts you first
One call and we take care of it
Talk to a knowledgeable person in less than a minute
Easy online account options that put you in control
Timely e-mail reminders to help you avoid fees
No annual fee
Formerly Discover Platinum Card
*View DiscoverŪ Card Rates, Fees, Rewards and Other Important Information.
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0%
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   Blue from American Express® APR


Blue from American Express


0% introductory rate for purchases for 15 months
Then a fixed APR Prime + as low as 4.99%
No annual fee
Low Balance Transfer APR - 4.99% Fixed APR for the life of the balance.
Choose to carry a balance or pay in full
Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences.
Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
Express Approval. Get a decision in less than 60 seconds.
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0%
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   Clear from American Express® APR


Clear from American Express


0.00% intro APR for up to 12 months.
5.99% fixed APR on balance transfers.
Automatic Rewards.
Flexibility to pay over time.
User-friendly credit report and score.
American Express World-Class Customer Service.
Earn automatic rewards faster with fee-free Additional Cards
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0%
Go to application form
 
   Blue CashSM from American Express® APR


Blue Cash from American Express


No annual fee
Up to 5% cash back on all qualified purchases with Unlimited Cash Rewards
Flexibility to pay over time
"0% Intro APR for 6 months."
Online application approval decisions in under 60 seconds
Balance transfer requests submitted on application receive APR of 4.99% for life of the balance.
Go To Rate: Prime + as low as 4.99%
Express Approval. Get a decision in less than 60 seconds.
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0%
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   TrueEarnings® Card from Costco and American Express® APR


TrueEarnings Card from Costco and American Express


Earn Cash Back - 3% for gasoline, 3% for restaurants, 2% for travel, 1% everywhere else, including Costco.1
No Annual Fee with your paid Costco Membership.
The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card.
The flexibility to pay charges over time.
No Limit on the Cash Back earned.
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0%
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   Chase Flexible RewardsTM Platinum Visa® APR


Chase Flexible RewardsTM Platinum Visa


0% APR for up to 6 months*
No annual fee.
Earn 1 point for every eligible dollar spent toward travel on any airline, shopping at your favorite stores or cash!*
Earn 1000 bonus points after first purchase*
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0%
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   Chase PerfectCardTM MasterCard® APR


Chase PerfectCard MasterCard


0% Introductory APR* on balance transfers
Earn a 6% rebate on all gasoline purchases for the first 90 days your account is open
Earn a 3% rebate on all gasoline purchases after the 90 day introductory period
Earn a 1% rebate on purchases
All the rebates you earn are automatically credited toward future purchases
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0%
Go to application form
 
   Discover® More(SM) Card - Clear APR


Discover More(SM) Card - Clear


0% Intro APR*
More ways to earn more cash - than anyone else.SM*
5% Cashback BonusŪ in categories like travel, home, gas, restaurants, movies and more
5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus on all other purchases automatically
Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners
Complete fraud protection for your peace of mind
$0 fraud liability guarantee
Advanced fraud early warning alerts
Fraud specialists dedicated to helping you 24/7
Customer service that puts you first
One call and we take care of it
Talk to a knowledgeable person in less than a minute
Easy online account options that put you in control
Timely e-mail reminders to help you avoid fees
No annual fee
Formerly Discover Platinum Card
*View DiscoverŪ Card Rates, Fees, Rewards and Other Important Information.
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0%
Go to application form
 
   Discover® Motiva(SM) Card APR


Discover Motiva(SM) Card


3.9% Intro APR*
Automatically get a Pay-On-Time BonusSM equal to a full month's interest each time you make 6 on-time payments in a row - twice a year, every year
5-20% Cashback Bonus* at top retailers through our exclusive online shopping site
Up to 1% unlimited Cashback Bonus on all other purchases
Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from over 80 Cashback Bonus Partners
Complete fraud protection for your peace of mind
$0 fraud liability guarantee
Advanced fraud early warning alerts
Fraud specialists dedicated to helping you 24/7
Customer service that puts you first
Free payment by phone
Timely e-mail reminders that help you avoid fees
One call and we take care of it
Talk to a knowledgeable person in less than a minute
Easy online account options that put you in control
No annual fee
*View DiscoverŪ Card Rates, Fees, Rewards and Other Important Information.
Read more...

0%
Go to application form
 
   Discover® More(SM) Card - American Flag APR


Discover More(SM) Card - American Flag


0% Intro APR*
More ways to earn more cash - than anyone else.SM*
5% Cashback BonusŪ in categories like travel, home, gas, restaurants, movies and more
5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus on all other purchases automatically
Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners
Complete fraud protection for your peace of mind
$0 fraud liability guarantee
Advanced fraud early warning alerts
Fraud specialists dedicated to helping you 24/7
Customer service that puts you first
One call and we take care of it
Talk to a knowledgeable person in less than a minute
Easy online account options that put you in control
Timely e-mail reminders to help you avoid fees
No annual fee
Formerly Discover Platinum Card
American Flag Card Design
*View DiscoverŪ Card Rates, Fees, Rewards and Other Important Information.
Read more...

0%
Go to application form
 
   American Express® Preferred Rewards Gold Card APR


American Express Preferred Rewards Gold Card


You can earn 10,000 Membership RewardsŪ bonus points after your first purchase with the Card -redeemable for a $100 gift card2
The Membership Rewards program§ - Whatever you want to do, this is the rewards program that can help make it happen. Exciting travel, entertainment, shopping, and dining experiences are waiting for you
Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide3
Global AssistŪ Hotline4 and many more benefits included
Purchase Protection Plan5, and many more benefits included
No pre-set Spending Limit
Express Approval. Get a decision in less than 60 seconds.
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0%
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   American Express® Preferred Rewards Green Card APR


American Express Preferred Rewards Green Card


You can earn 5,000 Membership RewardsŪ bonus points after your first purchase with the card --redeemable for a $50 gift card2
The Membership RewardsŪ program also lets you transfer points to 11 frequent flyer programs: 1 point = 1 frequent flyer mile or frequent guest credit for most programs3
Purchase Protection Plan4 protects eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase
Many other travel and shopping benefits
No Pre-Set Spending Limit5
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0%
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   One from American Express® APR


One from American Express


The Savings AcceleratorSM Plan contributes 1% of eligible purchases into an FDIC-insured High-Yield Savings Account in your name
Earn a competitive Annual Percentage Yield (APY), currently 2.75% (variable rate as of 4/15/2008).
Get $50 to jump-start your savings after your first purchase
With the Interest Protection feature, you never pay interest on new purchases
No Preset Spending Limit
Never pay interest on new purchases
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0%
Go to application form
 
   Discover® Open Road(SM) Card APR


Discover Open Road(SM) Card


0% Intro APR*
5% Cashback Bonus for your gas and auto maintenance purchases.
Earn up to 1% Cashback Bonus on all other purchases automatically
$0 fraud liability guarantee
Advanced fraud early warning alerts
Fraud specialists dedicated to helping you 24/7
Customer service that puts you first
One call and we take care of it
Talk to a knowledgeable person in less than a minute
Easy online account options that put you in control
Timely e-mail reminders to help you avoid fees
No annual fee
Read more...

0%
Go to application form
 
   Bank of America PetRewardsTM Visa® APR


Bank of America PetRewards Visa


0% Intro APR for first six billing cycles.
No Annual Fee
Put your pet's picture on your card
Earn points toward veterinary services, pet food discount certificates, and shelter donations
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0%
Go to application form
 
   BoatU.S. WorldPoints® Platinum Plus® Visa® APR


BoatU.S. WorldPoints Platinum Plus Visa


Card issued by Bank of America, N.A. (USA)
Earn 1 point for every net retail purchase dollar spent and redeem your points for travel, merchandise, gift certificates, and cash§
Access to the MyConciergeSM service, a unique personal assistance service**
Absolute fraud protection against unauthorized use, online and offline
No annual fee
Read more...

0%
Go to application form
 
   BP Visa® Card APR


BP Visa Card


Earn up to 10% in rebates
Earn up to 5% in rebates
0% APR for up to 6 months
No annual fee
Online Account Management
Zero Liability against unauthorized purchases
Read more...

0%
Go to application form
 
   Orchard Bank Platinum MasterCard® APR


Orchard Bank Platinum MasterCard


Enjoy the prestige of Platinum with no up front fees
Premium Platinum benefits including Purchase Protection
Great credit card to strengthen your credit
Reports to all 3 credit bureaus monthly, which can help improve your credit score
Read more...

0%
Go to application form
 
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